To Cut or Not to Cut?
That is a common question!
Trees are a wonderful thing. They give us shade on a hot day. The put oxygen into the air we breathe. They can make our energy bills less in the summer if our house is in the shade. They are great to hang a swing in. They are fun to climb if it is the right tree. Everybody loves trees, right?
We get this question a lot. Your neighbor has a tree. It is leaning towards your property. Who is responsible if it falls?
Most people don't like the answer, but if you are the owner of the damaged property and a tree falls on it, you and your insurance are responsible for the damages that occur. You might ask, what if the tree was diseased or dead. If that is the case, you would need to send a certified letter to the owner of said tree and notify them that they need to have the tree taken down before something happens. By doing this, you can prevent property damage to your items and you put the responsibility back on them. Of course you will need to keep a copy of the letter and the signed receipt that they received such a letter.
Although trees are a great thing, there are times that they can cost a huge amount of money. One of those times in when they come down, either from wind and rain or because they are old. It is important to look at the trees on your property and be a good neighbor. If you see something that looks like it may fall, do the right thing and cut it down (or have someone cut it down for you). Let's face it-be safe! Remember in the south we have times where we get so much rain that trees uproot. This is no ones fault, but it is important to know what your responsibilities are and when your insurance can be triggered to assist you!